Terms & Conditions

• Referral points are earned by both referrer and referee
• Referral points can be received:
• In case of registration by the referee
• In case of the first transaction by the referee
• Single users can refer a maximum of 50 friends.
• Each friend has to sign up, from a unique device or browser
• Any fraud, misuse, or abuse concerning the program is subject to strict action.
• Hamro Academy reserves the right to amend, modify, cancel, update or withdraw this program at any time without prior notice.